It all stems from phony checks placed into your legitimate checking account.
Crooks then quickly draw money out of your account in the amount of those checks before they come back bogus.
Conway Police have taken four reports in the last week of such a scheme hitting bank customers.
Three of the customers say their Regions or Simmons First accounts were targeted.
But detectives say with data breaches in the financial sector, no bank is immune, so you can take an extra step to safeguard.
Detective Brian Williams says, "The only way you can prevent it from happening is to change your pin. If the suspects have a cloned debit card and your pin, they can access your account to make these."
Right now the largest financial victims are the banks themselves.
Many will make the customer whole, provided a police report is filed.
Detective Brian Williams with Conway Police adds right now the withdrawl scams are all originating from Michigan and Ohio.
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